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The festive season could prove costly for ill-equipped bars and clubs says a specialist insurer.
After a slow 2006, pubs and clubs are working flat out to pull in the punters this Christmas, but experts from Marsh Bar and Club Insurance specialists are warning party venues to take the time to check they are risk prepared.
With an anticipated £5.4 billion being spent in bars, pubs and clubs throughout the UK over the Christmas period, the main priorities for venues are keeping customers happy by stockpiling drinks and employing temporary staff.
But Marsh Bar and Club Insurance estimates increased trade means insurance risks for bars and clubs could go up by a third.
Rob Marsh, managing director of Marsh Bar and Club Insurance, says: “ In our experience we have found that the excitement of Christmas means that some venues fail to ensure that all their employees are health and safety conscious and that excess stock is covered for potential loss.
“We do not want to distract bar and club owners from preparing for their busiest time, but they should check they are properly covered for the increased amount of stock they have on the premises and other increased risks.
“When venues are busy, it’s also more important than ever to look out for typical insurance claim hazards, such as spilt drinks, which could save them from having to make an insurance claim in the New Year.”
Marsh Bar and Club Insurance has compiled a insurance claims avoidance check list to help bars and clubs with their Christmas preparations:
- Check your bar insurance policy is adjusted to account for increase in stock
- Check all health a safety procedures are up to date
- Ensure all staff, including temporary workers, are health and safety aware
For further information on how to protect your premises over the Christmas period and for ways to reduce your bar insurance premium visit www.marshbarandclubinsurance.co.uk.
For further media information CONTACT Holly-Marie Draper at hopwood PR on 0116 2544472
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